Gain City Online PayLater by Grab Promo: Up to $70 OFF Codes (1-31 Jan 2026)  

Shop smarter and save more this January! Gain City has teamed up with PayLater by Grab to bring you an Online Exclusive promotion that makes upgrading your home electronics easier on the wallet. From now until 31 January 2026, enjoy instant discounts of up to $70 when you choose flexible installment plans for your checkout.

Unlock Bigger Savings: Up to $70 OFF

Whether you are eyeing a new washing machine, a sleek laptop, or upgrading your air-conditioning system, this promotion rewards you for splitting your payments. There are three tiers of savings available, depending on your basket size and selected installment tenure.

Tier 1: $12 OFF

• Minimum Spend: $300
• Eligible Installments: 4, 8 & 12 Months
• Promo Code: PAYLATERIT12

Tier 2: $30 OFF

• Minimum Spend: $700
• Eligible Installments: 4, 8 & 12 Months
• Promo Code: PAYLATERIT30

Tier 3: $70 OFF (High Value Deal)

For big-ticket purchases, this code offers the maximum discount.

• Minimum Spend: $1,400
• Eligible Installments: 8 & 12 Months Only
• Promo Code: PAYLATERIT70

Important Details on Installments

While the 4-month installment option typically incurs no extra fees, shoppers should be aware of the terms for longer tenures. A monthly processing fee of 0.75% applies for the 8 and 12-month installment payment methods. This fee allows you to stretch your payments over a longer period, making monthly cash flow more manageable for expensive items.

How to Redeem

Redeeming these discounts is simple, but remember—this is strictly for Online Purchases.

1. Visit the official store at www.gaincity.com.
2. Add your desired items to the cart.
3. Select PayLater by Grab as your payment method at checkout.
4. Enter the respective Promo Code (e.g., PAYLATERIT70) before completing payment.

Terms and Conditions

To ensure a smooth shopping experience, please take note of the following:

• Validity: The promotion is valid from 1st to 31st January 2026.
• Platform: Offer is applicable for online purchases only.
• Redemption Limit: There is no redemption limit, so you can shop with confidence throughout the month.
• Exclusions: The $70 OFF code is not valid for the 4-month installment plan.

Why You Shouldn’t Miss This

This promotion offers the perfect combination of immediate price reduction and deferred payment. If you have been delaying a necessary replacement for a home appliance due to budget constraints, the ability to save up to $70 upfront while paying over a year makes it much more accessible. Plus, with no redemption limit, you don't have to rush—but do not wait until the month is over!

Head to Gain City online and use the code PAYLATERIT70 for your big purchases today!

Date: 1 Jan 2026 - 31 Jan 2026

Visit Gain City:

• Gain City near me: Store Location

For more Gain City Promotion visit to:
https://sg.syioknya.com/promotions/Gain City